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FLCCC
FLCCC
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SETTING UP OF FINANCIAL LITERACY & CREDIT COUNSELLING CENTRES (FLCCC)

In order to provide free financial literacy /education and credit counselling, RBI had advised Banks to set up FLCCC. The High Level Committee set up by RBI had also reiterated the necessity to cover initiatives under financial literacy and credit counselling while broad basing the Lead Bank scheme. On the basis of the above recommendation, RBI advised Lead Banks to open a Financial Literacy and Credit Counselling Centre (FLCCC) in every district where they have lead responsibility.

The details of allotment and progress made in setting up FLCCCs by Lead Banks are furnished below:

Sl.No. Name of Lead Bank Districts Allotted for setting up FLCCCs Districts where FLCCCs were set up Pending if any (Nos.)
1 Indian Overseas Bank Kanyakumari
Tiruchirapalli
Karur
Virudhunagar
Tirunelveli
Sivaganga
Tiruvarur
Pudukottai
Thanjavur
Ramanathapuram
Nagapattinam
Perambalur
The Nilgiris

No. of Districts allotted : 12
Kanyakumari
Tiruchirapalli
Karur
Virudhunagar
Tirunelveli
Sivaganga
Tiruvarur
Pudukottai
Thanjavur
Ramanathapuram
Nagapattinam
Perambalur
Kothagiri

No. of Districts
where FLCCCs set up :13
NIL
Sl.No. Name of Lead Bank Districts Allotted for setting up FLCCCs Districts where FLCCCs were set up Pending if any (Nos.)
2 Indian Bank Cuddalore
Dharmapuri
Kancheepuram
Krishnagiri
Namakkal
Salem
Thiruvannamalai
Tiruvallur
Vellore
Villupuram

No. of Districts allotted : 10
Cuddalore
Dharmapuri
Kancheepuram
Krishnagiri
Namakkal
Salem
Thiruvannamalai
Tiruvallur
Vellore
Villupuram

No. of Districts
where FLCCCs set up : 10
NIL
3 Canara Bank Coimbatore
Dindigul
Erode
Madurai
Nilgiris
Theni
Tiruppur

No. of Districts allotted : 7
Coimbatore
Dindigul
Erode
Madurai
Nilgiris
Theni
Tiruppur

No. of Districts
where FLCCCs set up : 7
NIL
4 State Bank of India Ariyalur
Tuticorin

No. of Districts allotted : 2



No. of Districts
where FLCCCs set up : NIL
NIL

The following FLCCCs are also functioning in Tamil Nadu :

Sl.No. Name of FLCC Sponsoring Bank Place/District
1 ABHAY Bank of India Chennai
2 DISHA ICICI Bank Ltd Chennai

It is clarified that any Bank can set up FLCCC anywhere and clearance from the concerned Lead Bank is not a pre-requisite. However, SLBC should be kept informed of all FLCCC opened.
 
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